PROBLEM ANALYSIS

1. Middlemen: Farmers often have to rely on middlemen to sell their crops, who may exploit them by offering low
prices and taking a significant portion of the profits.

2. Price Fluctuations: Farmers face challenges due to unpredictable market prices for their crops, which can lead to
financial instability and uncertainty.

3. Lack of Information: Farmers may not have access to timely and accurate information about market trends, crop
prices, weather conditions, and agricultural practices, making it difficult for them to make informed decisions.

4. Limited Access to Credit: Many farmers struggle to secure affordable credit for purchasing seeds, fertilizers,
equipment, and other necessary resources, hindering their productivity and growth.

5. Post-Harvest Losses: Inadequate storage facilities and infrastructure contribute to post-harvest losses, reducing
the overall profitability of farming operations.

6. Climate Change: Farmers are increasingly vulnerable to the impacts of climate change, including extreme
weather events, droughts, and floods, which can damage crops and disrupt agricultural activities.
 GOVERNMENT INITIATIVES
1. PRADHAN MANTRI FASAL BIMA YOJANA: THIS SCHEME PROVIDES INSURANCE
COVERAGE TO FARMERS TO PROTECT THEM FROM CROP LOSSES, OFFERING THEM
FINANCIAL SECURITY.

2. KISAN CREDIT CARD SCHEME: THROUGH THIS SCHEME, FARMERS CAN EASILY ACCESS
LOANS AND CREDIT FACILITIES, HELPING THEM IN PURCHASING RESOURCES WHEN NEEDED.

3. SOIL HEALTH CARD SCHEME: UNDER THIS SCHEME, FARMERS RECEIVE INFORMATION
ABOUT THE QUALITY AND NUTRIENT CONTENT OF THEIR SOIL. THIS HELPS THEM TAKE
BETTER CARE OF THEIR CROPS.

4. E-NAM (NATIONAL AGRICULTURE MARKET): THIS DIGITAL PLATFORM PROVIDES

FARMERS WITH BETTER MARKET ACCESS, ENABLING THEM TO SELL THEIR PRODUCE AT FAIR
PRICES.
5. PM-KISAN: THIS SCHEME PROVIDES INCOME SUPPORT OF INR 6,000 PER YEAR TO
FARMERS, ENHANCING THEIR FINANCIAL STABILITY.