DEPARTMENT OF TECHNICAL EDUCATION

ANDHRA PRADESH
Name : Md. Qadeer Rehman
Designation : HEAD OF SECTION
Branch : D.C.C.P.
Institute : K D R Govt, Polytechnic,
Wanaparthy.
Year : I year
Subject : Business Organization
Subject code : CCP-104
Topic : Banking
Duration : 50 mts
Sub topic : Lead Bank
Teaching Aids : P.P.T, animations
CCP104.144 TO 145 1
Objectives
On completion of this you would be
able to:
 Define lead bank
 The purpose of lead bank
 The function of lead bank

CCP104.144 TO 145 2
Recap:

 The bank and banking

 The various types of banking

 The banking organization

 The lead bank and its purpose

CCP104.144 TO 145 3
Lead bank
The lead bank has been started with the help
of Reserve Bank of India and State Govts.
 The lead bank extends many credit
facilities loans and advances to the rural
areas for its development

 It is a representative bank in the district

head quarters to extend credit facilities in
the rural areas of every district

CCP104.144 TO 145 4
Organization of Lead Bank
State, Central
Reserve bank of
Government
India

A district head quarter

Bank manager Banking operations
officer

Consultative
Bank officer Chairman district
comittee
coordinator Collector

All district heads of departments (20 to 25) as members

who help to extend loans, advances in the rural areas of
the district
CCP104.144 TO 145 5
 progress of lead bank
First stage
preparation of credits facilities to be extended in the
district rural areas
Meet
Ings
At
Second stage
Every Action oriented annual plan for a particular year to be
Stage reviewed in the consultative committee meeting and
the plans have to be adopted

Third stage

Annual action plan called service area approach

plan adoption
Lending of credit to the rural areas
CCP104.144 TO 145 6
Functions of lead bank:
 To study the credit requirements and
potential resource
 To extend, extension of branch banking in
the heady areas
 To study the marketing services in the
areas. Evolution of integrated plan for all
credit needs
 To maintain liaison with Govt and semi-
government agencies

CCP104.144 TO 145 7
Functions of lead bank:
 Recruitment training for bank staff
 Financial assistance to primary lending
agencies

CCP104.144 TO 145 8
Summary
we have discussed about

 Definition of lead bank

 Organization of lead bank
 Functions of lead bank
 Progress of lead bank

CCP104.144 TO 145 9
Quiz

1.The formation of lead bank will be with the

followings

d) The RBI and the Govt

e) All the district heads of departments only
f) All the bank managers in the dist banks
g) The bank manager of central bank and
state bank India

CCP104.144 TO 145 10
 Contd…
Quiz
2.The lead bank was intended to help the
following areas

c) The district head quarters educated youth

d) All the rural area credit facilities not covered
by the various banks
e) The urban areas of the district
f) The urban, rural areas and district head
quarter only

CCP104.144 TO 145 11
Quiz

3.The lead bank consultative committee

members’ group contains

d) 10 to 15 members
e) 15 to 20 members
f) 20 to 25 members
g) 20 to 40 members

CCP104.144 TO 145 12
Quiz
4.The chairman of the lead bank at
headquarter level of the district will be the

c) The RBI Manager

d) The Manager of SBI
e) The Manager of CBI
f) The District Collector

CCP104.144 TO 145 13
Frequently asked questions

• Explain the organization of lead bank.

• Describe the progress of lead bank
scheme.
• Explain the function of lead bank.
• Define a lead bank.

CCP104.144 TO 145 14
Frequently asked questions

5. Explain In four sentences

 District consultative committee

 Membership in the lead bank
 Formation of lead bank
 Function of lead bank

CCP104.144 TO 145 15