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CCP604 (B)
CCP604 (B)
CCP604 (B)
ANDHRA PRADESH
Name :Sreenivasa Rao B.
Designation :Lecturer in CCP
Branch :Commercial and Computer Practice
Institute :S.U.V.R&s.R gpw,Ethamukkala
Semester :VI
Subject name :Banking II
Subject code :CCP 604 (B)
Major topic :Loans and Advances–Short Term & Long Term
Duration :50 Minutes
Sub topic :Merits and Demerits of Loans and Advances
Teaching aids :PPTs
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Objectives :
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Recap
So for you know
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Loan System
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Loan system ……continued…..
1. Short terms.
2. Medium term and
3. Long term loans.
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Broadly, the loans granted by banks are
classified as follows:
Bank loan
Short
Medium and long Bridge Composite Consumption
term
term loans loans loans loans
loans
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Merits of Loans and Advances
The loans system has the following merits.
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MERITS …..Continued
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MERITS …..Continued
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MERITS …..Continued
4.Convenience:
Banks have to maintain only one account
for all transactions of the customer.
Repetitive documentation can be avoided.
The system is quite convenient to operate.
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De-merits of loans and advances:
1. Inflexibility:
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De-Merits ……: continued
1. More Formalities:
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De-Merits ……..continued..
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De-Merits ……..continued..
1. Frequent Renewals:
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Summary
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Quiz
a) Margin
c) Good documentation.
d) Character.
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Quiz
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Frequently Asked Questions
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