HEALTH INSURANCE IN

JORDAN
Group 6
INTRO TO INSURANCE
 Health insurance is a type of insurance that covers the
cost of medical and surgical expenses.
 It is a contract between a company and a consumer that
requires the health insurer to pay some or all of the
policyholder's health care costs in exchange for a
premium
INSURANCE IN JORDAN
 The health situation in Jordan is one of the best in the
Middle East due to the security and stability conditions
in the Kingdom, and due to a set of effective
development plans and projects which included health as
an important element and essential part of sustainable
development.
 According to WHO in 2015, The cost of expanding
healthcare coverage for vulnerable Jordanians was US$
223.20 per person newly covered per year. A
combination of additional resources and improvement in
system efficiencies could fund this expansion.
 The health sector in Jordan as such has witnessed
remarkable development and reflected positively on the
health status of citizens. The general health indicators
have reflected the quality and efficiency of the delivered
health services, putting Jordan in an advanced rank
among the world nations.
 The overall average life expectancy at birth was stable at
74.4 years during 2007 - 2013
 In Jordan, most of the population has some form of health
insurance coverage. According to the Household
Expenditure and Income Survey 2017, 66.8% of the
population is insured with the Civil Insurance Programme,
and the Military Insurance Fund operated by RMS being the
largest public sector service delivery and financing bodies.
 According to the recent Jordan Population and Family Health Survey

(19), 58% of ever- married women and 50% of men have some type

of health insurance coverage with the percentage of people with any

form of health insurance being higher in rural (women 79% and men

72%) than urban areas (women 56% versus 48% among men)

 Jordanian women have the highest rate of insurance coverage (62%),

followed by Syrian women (40%) and women of other nationalities

(28%). The pattern is similar among men.

 Results showed that the population amounts to
approximately 9.5 million, out of which were 6.6 million
Jordanian citizens. Percentage of health insurance
coverage was 55% of the population and 68% among
Jordanian citizens.
 All citizens benefit from the Ministry of Health subsidized services that
does not cover the cost of health services provided.
 Health Insurance Fund offers exemption from healthcare fees to citizens
who were classified by the Ministry of Social Development as poor.
 In addition, the Ministry of Health provides expensive medications free of
charges for patients who suffer from certain medical conditions (certain
infectious diseases, cancer, kidney diseases, tuberculosis, AIDS, and
addiction to alcohol and drugs) regardless of their ability to pay.
 Health Insurance Fund is no longer limited to all civil servants
and their dependents, it includes the following categories
without incurring any financial costs on the beneficiary:
1. Children under six years old
2. Segments of society that have been classified as poor by the
Ministry of Social Development.
3. Areas classified as least fortunate and remote areas
4. Health insurance is issued to one member of the family of an
organ donor (valid for five years).
5. Health insurance is issued for a blood donor (valid for six
months).
Thank you