FACTORS

INFLUENCING THE
SPENDING HABITS OF
SENIOR HIGH
SCHOOL ABM
STUDENTS
GROUP 1
Table of contents
01 02 03

Introduction Statement of the Problem Purpose of the Study

Short introduction The existing problem of our Our objectives will be
of our study. study presented here

04 05 06

Significance of the Study Conceptual Framework Research Design

The benefactors of our study This section proves the Our research design will be
relationship between presented in this section
variables
Table of contents
07 08

Research Respondents Statistical Treatment

The respondents of our study This is where we will present
our plan for statistical
treatment
01

INTRODUCTION
A brief introduction of our study entitled “Investigating Factors
Affecting Spending Habits of Senior High School ABM Students”.
I. INTRODUCTION
Nowadays, people have a habit of spending money, most especially teenagers.
They often use their money to buy whatever they want. In order to feed their spending habits,
they most-likely focus on things that makes them excel in their social life. Foods, clothes,
accessories, and so on. Even so, students have limited money and this money they use for
spendings are their allowances. Some students from rich families do not face financial issues
in the Senior High School ABM department, but this is new for them as they transition from
being kids to adults. Instead of spending a lot on unimportant things, students should be
cautious with their money. This means they need to take serious actions and learn about
managing finances.

However, the spending habits of teenagers are a growing topic in the field of
financial management particularly because the inflation rate in our country has constantly
risen up which makes expenses higher than ever. Nonetheless, students tend to spend more
money than they save, even though they know saving is important. Even though many
students rely on their parents for money, they still have their own ways of spending. Teaching
students about managing money can help them avoid spending on unnecessary things.
I. INTRODUCTION

Thus, this study aims to determine

factors influencing spending habits among senior high
school ABM students. This study is also focused on
identifying the factors that affect spending habits and
which among all the factors affects ABM students the
most. It is also important for students to control their
spending habits from now on, and determining their
factors can lead to an effective solution to their
problems. Thus, spending habits are a great concern
among ABM students.
02
Statement of the
Problem
The existing problem of our study
II. STATEMENT OF THE PROBLEM

This research aims to determine the factors influencing the spending habits of
senior high school ABM students at Holy Trinity College.
Specifically, it sought to answer the following questions:

1. What is the level of factors influencing the spending habits of Senior High
School ABM Students in terms of:
1.1 Parental Influence on Spending;
1.2 Peer Influence; and
1.3 Compulsive Spending?
II. STATEMENT OF THE PROBLEM

2. What factor influences the spending habits of senior high school

ABM students the most in terms of:

2.1 Parental Influence on Spending;

2.2 Peer Influence; and

2.3 Compulsive Spending?

03
Purpose of the
Study
The existing problem of our study
III. Purpose of the Study

• Determine the factors that influence the spending habits of Senior

High School ABM Students

• Identifying the factors that influence the ABM students’ spending

habits the most

• Gain insights into the influences shaping their financial decisions

• Promote responsible spending among Senior High School ABM

Students

• Provide specific solutions to specific factors

04
Significance of the
Study
The benefactors of our study
III. Significance of the Study

The benefactors of our study will be:

• Educational Institution
• Community
• Teachers
• Parents
• Students
• Future Researchers.
05
Conceptual
Framework
This section proves the relationship between variables
 FRAMEWORK
This model is anchored in the research conducted by Decena et al.
(2023)
entitled “The Level of Spending Habits Among Accountancy, Business,
and Management (ABM) Students of Tacurong National High School
(TNHS): Basis for Program Intervention”.

The researchers will use the Input-Process-Output (IPO) model to

investigate the factors influencing the spending habits of Senior High
School ABM students. The IPO model refers to input, process, and
output.
FRAMEWORK
06

Research Design
Our research design will be presented in this section
VI. Research Design

• This study employs quantitative method using descriptive as

its research design.

• Descriptive research design will be chosen to allow the

researchers to thoroughly observe and analyze the factors

influencing the spending habits of senior high school ABM

students.
07
Research
Respondents
The respondents of our study
VII. Research Respondents

• The study focuses on ABM strand, as our respondents focuses on

Grade 11 to 12 of Senior High School in Holy Trinity College.

• The respondents were selected through Purposive Sampling.

• Our respondents will be from ABM Grade 11 St.Macarius (47), Grade

11 St.Zacchaeus (28) and lastly, Grade 12 Homobonus (43) with a

total of 118 students from ABM strand.

08

Statistical Treatment
This is where we will present our plan for statistical treatment
VIII. Statistical Treatment

The researchers plan to use weighted mean to analyze data. The

Weighted Mean and Likert Scale are the tools that we will use for our

statistical treatment.

1. Weighted Mean
FORMULA:

2. Likert Scale
“Research is seeing what
everybody else has seen and
thinking what nobody else
has thought.”
- Albert Szent-Györgyi
Thank you so much for
your time!
- GROUP 1