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PM GATI SHAKTI

• PM MUDRA YOJANA
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PM GATI SHAKTI
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PM GATI SHAKTI
•About the SchemeAim: To ensure integrated planning and implementation of infrastructure projects in the next
four years, with focus on expediting works on the ground, saving costs and creating jobs.

• The Gati Shakti scheme will subsume the Rs 110 lakh crore National Infrastructure Pipelinethat was
launched in 2019.
• Besides cutting logistics costs, the scheme is also aimed at increasing cargo handling capacity and reducing
the turnaround time at ports to boost trade.
• It also aims to have 11 industrial corridors and two new defence corridors - one in Tamil Nadu and other in
Uttar Pradesh. Extending 4G connectivity to all villages is another aim. Adding 17,000 kms to the gas
pipeline network is being planned.
• It will help in fulfilling the ambitious targets set by the government for 2024-25, including expanding the
length of the national highway network to 2 lakh kms, creation of more than 200 new airports, heliports and
water aerodromes.
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PM GATI SHAKTI
•Integrated Approach: It intends to bring together 16 infrastructure related Ministries.

• This will help in removing long-standing issues such as disjointed planning, lack of
standardisation, problems with clearances, and timely creation and utilisation of
infrastructure capacities.

•Gati Shakti Digital Platform: It involves the creation of a common umbrella platform through
which infrastructure projects can be planned and implemented in an efficacious manner by way of
coordination between various ministries/departments on a real-time basis.
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•Need for Integrated Infrastructure Development:
There exists a wide gap between macro planning and micro implementation due
to the lack of coordination and advanced information sharing as departments think
and work in silos.
•According to a study, the logistical cost in India is about 13% of GDP, which is
higher than developed countries.

• Due to this high logistical cost, the competitiveness of India’s exports is

greatly reduced.
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PM GATI SHAKTI
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PM MUDRA YOJANA
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PM MUDRA YOJANA
Pradhan Mantri MUDRA Yojana (PMMY)
•About:
• The Pradhan Mantri MUDRA Yojana (PMMY) was launched on 8th April 2015.
• Any Indian Citizen who has a business plan for a non-farm sector income generating activity
such as manufacturing, processing, trading or service sector and whose credit need is less
than Rs. 10 lakh can approach either a Bank, MFI, or NBFC for availing of Micro Units
Development & Refinance Agency Ltd. (MUDRA) loans under Pradhan Mantri Mudra Yojana
(PMMY).
•Aim:
• To facilitate easy collateral-free micro credit of up to Rs10 lakh to non-corporate, non-farm
small and micro entrepreneurs for income generating activities.
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•Features:
• The loans under PMMY are provided by Member Lending Institutions (MLIs), i.e., Banks, Non-
Banking Financial Companies (NBFCs), Micro Finance Institutions (MFIs) and other financial
intermediaries.
• The loans have been divided into three categories based on the need for finance and stage in
maturity of the business. These are Shishu (loans up to Rs 50,000/-), Kishore (loans above Rs
50,000/- and up to Rs 5 lakh), and Tarun (loans above Rs. 5 lakh and up to Rs. 10 lakh).
• The rate of interest is decided by lending institutions in terms of RBI guidelines. In the case of
a working capital facility, interest is charged only on money held overnight by the borrower.
• Interest Subvention of 2% on prompt repayment of Shishu loans extended under PMMY for a
period of 12 months to all eligible borrowers’.
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•Three pillars of the scheme:

• Banking the Unbanked
• Securing the Unsecured
• Funding the Unfunded
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Which of the following is NOT an objective of the Gati Shakti scheme?

A) Cutting logistics costs

B) Increasing cargo handling capacity
C) Reducing turnaround time at ports
D) Extending 5G connectivity to all villages
E) Creating more than 200 new airports, heliports, and water aerodromes
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Answer: D) Extending 5G connectivity to all villages

Explanation: The Gati Shakti scheme aims to extend 4G connectivity to all villages,
not 5G. The other options listed are objectives of the scheme, including cutting
logistics costs, increasing cargo handling capacity, reducing turnaround time at
ports, and creating new airports, heliports, and water aerodromes.
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