Pre-Dissertation Presentation

Dissertation

MBA Finance

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 Student Details

Student Name: Dinesh L

Reg. No.: 18MCMS047077
Faculty: Faculty of Management and Commerce

Department : Management Studies

Programme : MBA
Batch : FT-2018

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 • Title of the Dissertation: A Study On The Impact Of
Shadow Banking In Rural and Semi Urban Area of India

Supervisor 1: Ms Reshma K J

• Proposed Place of Work: India

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 Outline
• Introduction
• Literature Review
• Literature Summary
• Identified Research Gaps
• Title and Aim
• Objectives
• Methods and Methodology
• Resources Availability
• Expected Outcomes
• Gantt Chart
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• References
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 Introduction
• The shadow banking system is a term for the collection of non-bank
financial intermediaries that provide services similar to
traditional commercial banks but outside normal banking
regulations
• Paul McCulley of investment management firm PIMCO coined the
term "shadow banking“
• This study shows us the growing trend of Non-Banking Finance
corporation in Indian financial market.
• Shadow banking is a part of the credit system in India
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 LITERATURE REVIEW
• Akhil sharma, Laveena Mehta(2019)
This study says how the growing trend of NBFC in
financial market, shadow banking is a part of the
credit rating in India
• Arora, quanda zhang (2019)
This author says how better understanding of the
difference in trending and investigate the factors
leading to the increase of shadow banking sector in
India
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 LITERATURE REVIEW contd…..

• Navadeep kumar(May 2018)

This author discuss about the population lives in
rural and semi urban areas with modest access to
financial services and benefits
• Sashi sivramkrishna(2019)
This author says the shadow banking institution
interlinked three important agents savers, investors,
commercial banks

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 Literature Summary
Sl. Authors Year of Research Focus Methods, Research Findings Conclusions Drawn by Limitations of study Scholar’s Comments
no Publicati Methodology, the Authors about the research work
on Year Tools Used

1 Akhil Sharma April This paper Descriptive Rural areas and There is a huge The sample size When comparison is
Laveena 2019 says semi method, Data semi urban area market in the rural was collected from drawn between the
metha urban area collection of have shown a and semi urban only one taluk commercial banks and
and rural 100 samples, spur in the area. In current NBFC over the
area, people Analysis and growth of micro scenario people customer satisfaction
trust observations financing NBFCs want to access the and service quality
commercial in these areas, as services of the nbfcs people found
NBFC companies
banks over see a vast market and micro financing scheduled commercial
the NBFCs to tap over this companies for banks service better
market where advancing loans than attract people
most of India’s because of their
population attractive plans but
resides. The less people are
corporations have interested over the
seen a vast deposit taking NBFCs
market in non-
deposit taking
NBFC as due to
need of finance in
these areas .

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 Literature Summary contd…
Sl. Authors Year of Research Focus Methods, Research Findings Conclusions Limitations of study Scholar’s Comments
n Publication Methodology, Drawn by the about the research
o Year Tools Used Authors work

2. Dr. 2018 The role of Liquidity risk, where a large Nbfcs are well There is no proper A steady regulatory
Navdeep Growth NBFCs as shadow leverage, portion of the positioned to survey or sample environment will
Kumar Trajectory banks is regulatory population contrast collection, The provide opportunities
of tremendously arbitrage and lives in rural and profitable shadow banking to NBFCs to grow in
Shadow vital to an contagion etc. semi-urban areas business in the lacks transparency the financial sector to
Banking economy, where with modest priority sector in terms of promote inclusive
in India – a large portion of access to a steady business model. growth as well. A
Concerns the population financial services regulatory roadmap for growth
and lives in rural and and benefits. The environment of NBFCs should be
Prospects semi-urban areas recognition of will provide framed by the
with modest NBFCs as an opportunities government and RBI
access to integral part of to Nbfcs to to realign the
financial services the financial grow in the regulatory regime
and benefits. The system is amply financial sector realistically with long
recognition of clear in terms of to promote to term interest of
NBFCs as an growth and grow in NBFCs.
integral part of policy financial sector
the financial framework.
system is amply NBFCs are well
clear in terms of positioned to
growth and construct
policy profitable
framework. businesses in the
priority sector.

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 Literature Summary contd…
Sl. Authors Year of Research Methods, Research Findings Conclusions Drawn by Limitations of study Scholar’s Comments
n Publicat Focus Methodology, the Authors about the research
o ion Year Tools Used work

3. Arora Rashmi 2019 The present theoretical Financial reforms This enhances They have They argue that
BANKI study aims framework in has taken place in financial inclusion a compared with regulation in India
NG IN to get a neoclassical India, the size of balanced approach two large countries should more activity
THE better theory the shadow is required keeping and sample size focused (specific field
SHADO understandi banking sector in in view both costs was very less in which a shadow
WS A ng of the India was and benefits of bank is focused on)
COMP factors underestimated shadow banking rather than sector or
leading to
ARATIV the increase system entity based and it
E of SB in should be at value
STUDY emerging with banks
OF economics
CHINA
AND
INDIA

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 Literature Summary contd…
Sl. Authors Year of Research Focus Methods, Research Findings Conclusions Limitations of Scholar’s Comments
n Publication Methodology, Drawn by the study about the research
o Year Tools Used Authors work

4. Sashi 2019 find out what is find possible Credit creation at During the There is no A process of credit
sivaramkri SHADOW the relationship answers to our the commencement booming proper evidence transformation
shna, BANKING between the questions, we of the production economy, for the survive shadow banking
soyra IN INDIA: religious conducted a cycle and liquidity shadow bank or sampling, he channel funds from
gune NATURE, affiliation, the questionnaire- provision in the are easily able has taken a lot savers to investors by
TRENDS, need for based survey process of credit to access of time for selling the farmers
CONCERN achievement and aimed at transformation from funds from the research promises to pay by
S AND the students that short-term lenders market and the latter
POLICY entrepreneurial were in their to long term banks to keep
INTERVEN intentions. final year of borrowers up their short-
TIONS undergraduate term
studies and commitment
students to savers
enrolled in
master degree
programs at the
Faculty of
Economics and
Business
Administration,
“Al. I. Cuza”
University of
Iasi, Romania

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 Identified Research gaps
• Limited number of paper focused on shadow banking and
its effected rural and semi urban
• No much studies focused on shadow banking in India

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 Title and Aim
• Title: A study on the impact of shadow banking in rural and
semi urban area in India

• Aim: To analyze the trend of shadow banking in rural and

semi urban areas

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 Objectives
1. To study the current status of shadow banking in India
2. To identify the risk posed by the shadow banking in rural
and semi urban
3. To analysis the trends in the growth of shadow banks
compared to traditional banks

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 Methods and Methodology
No. Statement of the Method/ Methodology Resources Required
Objective

1 To study the current Author Research and Journal papers

status of shadow banking analysis
in India

2 To identify the risk posed by questionnaire sample SPSS software

the shadow banking in rural collection
and semi urban

3 To analysis the trends in the Field work Analysing the collected

growth of shadow banks data
compared to traditional
banks

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 Expected outcomes
Outcome Yes No

Research Publication ✔
Patent ✔
Publication and Patent ✔

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 Resources Availability
Resources Availability

Primary Data collecting questionnaire sample

Secondary Data literature papers
Collecting Data collecting samples

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 References
• Sharma, A. and Mehta, L., Shadow Banking–A Study on Growth of them in Rural and Semi
Urban Areas of India.
• Arora, R.U. and Zhang, Q., 2019. Banking in the Shadows: A Comparative Study of China
and India. Australian Economic History Review, 59(1), pp.103-131.
• Kumar, N., Growth Trajectory of Shadow Banking in India–Concerns and Prospects. FROM
THE EDITORIAL BOARD.
• Sivramkrishna, S., Gune, S., Kandalam, K. and Moharir, A., 2019. Shadow Banking in India:
Nature, Trends, Concerns and Policy Interventions. Review of Economic and Business
Studies.
• https://books.google.co.in/books?
hl=en&lr=&id=GHDdCgAAQBAJ&oi=fnd&pg=PP1&dq=shadow+banking&ots=QES5I5wlqz&
sig=A2SrPOkT6wMYNENZpslTkGaLe8U&redir_esc=y#v=onepage&q=shadow
%20banking&f=false
• https://www.semanticscholar.org/paper/Banking-and-shadow-banking-Huang/
86bd30ce56f90a29b7fa889647a7436dc3aa7bdb
• http://www.bookmetrix.com/detail/book/43649af6-75e2-45fb-8a1f-
8328ad19556c#downloads
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 Gantt Chart
Dissertation Project Activity_Planning_Matrix
Week 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26
Major Activities
literature review
Aim
Objectives
Methods and methodlogy

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 Thank You

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