INDUSTRIAL

PROFILE
D E TA I L E D
OVERVIEW OF
FINANCIAL
SERVICES
INDUSTRY
• financial services industry encompasses a wide range
of businesses that manage money and provide
various financial products and services to
individuals, businesses, and governments. It includes
the following key sectors:

1. Banking

2. Insurance companies

3. Investment services

4. Real estate

5. Fintech
 MICHAEL PORTER’S MODEL

1. Competitive Rivalry: The financial services industry is highly competitive, with numerous players ranging from
traditional banks to fintech startups
2. Threat of New Entrants: The threat is moderate to high due to the emergence of fintech companies that leverage
technology to offer financial services with lower overhead costs. However, significant regulatory requirements and
high capital investment act as barriers to entry
3. Bargaining Power of Buyers: Buyers (customers) have significant power due to the availability of numerous
alternatives and the ease of switching between service providers. Increased transparency and online platforms enable
customers to compare services and prices easily.
4. Threat of Substitutes: The threat of substitutes is moderate. Traditional financial services face competition from non-
traditional services such as peer-to-peer lending, cryptocurrencies, and block chain technology. Technological
innovations and changing consumer preferences drive the development of alternative financial solutions.
KEY MARKET
P L AY E R S
MAJOR COMPANIES WITHIN
THE SECTOR
 M A J O R C O M PA N I E S

• Grow
• Bajaj Finance Ltd.
• Tata Capital Financial service Ltd
• Aditya Birla finance Ltd
• Muthoot Finance Service ltd
• Angel one
• SBI
• HDFC
• MOTILAL OSWAL FINANCIAL SERVICES
 COMPETITIVE
LANDSCAPE
AND MARKET
DYNAMICS

Competitive Landscape

1. Traditional banks

2. Fintech company

3. Insurance company

4. Asset management firms

• Market Dynamics

1. Regulatory environment

2. Technological advancements

3. Consumer behaviour

4. Economic Factors

5. Globalization
GROWTH PROSPECTS AND
OPPORTUNITIES
A N A LY S I S OF GR OW T H
TRAJECTORIES AND FUTURE
OPPORTUNITIES
 GROWTH TRAJECTORIES AND
FUTURE OPPORTUNITIES
• Growth Trajectories

1. Digital banking and fintech innovation

2. Financial inclusion
3. Sustainable finance
4. Payment service expansion
5. Enhanced customer experience
• Future opportunities

1. AI and machine learning

2. Blockchain and Distributed Ledger Technology (DLT)
3. Open Banking and API Integration
4. Sustainable and green finance
Thank you