Green Banking Practices in

Bangladesh
Presented By.
MARIYAM TAHASIN
ID: 20210102027
SECTION: A
COURSE NAME: MONEY AND BANKING
COURSE CODE: 315
What is Green Banking?
Objectives
• Learning
• Analyzing
• Evaluating
• Offering
 Green Banking Practices in Bangladesh
Policy Formulation Budget Allocation and Utilization
47 commercial banks developed Green Banking Policy
Bangladesh Bank plans to allocate significant funding for
Guidelines and Green Banking Units (GBUs) to carry out the
green banking, including finance, climate risk fund, marketing
guidelines. 44 institutions have also created a Green Office Guide
etc.
outlining ecologically friendly measures on their facilities.

Green Finance Online, Internet & Mobile Banking

Green Finance involves direct and indirect financing for Online banking services are now available in 41.05% of 8392
banks, sourced from internal funds or designated funds for branches, with 37 banks fully automating. Private
renewable energy and environmentally friendly projects, Commercial Banks.
including Effluent Treatment Plants.
Major Green Banking Activities
• Green Banking units established in 47 banks.

• Green Office Guide introduced by all 47 banks.

• Solar energy powers 214 branches and 16

1 ATM/SME unit offices.

• Fully automated systems in 37 banks.

• Online coverage extended to 3,445 branches.

• Climate risk fund utilization of 258.89 million

taka.
 Top Banks in Green Banking
Initiatives

• The rating is based on four key indicators:

Environmental Risk Rating (EnvRR), CSR
activities, green marketing, in-house green
activities.
Limitations

• Slow progress
• Insufficient capacity
• Lack of sector-specific
environmental guidelines
• Loan portfolio
requirement
 Findings and Recommendations
Findings
• Most private and foreign banks follow criteria
where State-owned banks frequently lack
these.
• Online banking and ATM services require
enhancements.
• Few banks promote their green image.
Recommendation
• Investing in green and eco-friendly products.
• Using less paper and eco-friendly fonts.
• Offering online banking services.
• Supporting natural disaster victims through
financial aid and loans.
• Spreading awareness through seminars.
Thank you very
much!