Training on

BFI: Lending, Mortgage Management,

Real estate survey and Classification

Subash Ghimire, PhD

Associate Professor, Kathmandu University
Property valuation consultant, World Bank Group
Subash_Ghimire@ku.edu.np
Ghimire.subash125@gmail.com
Mobile : 9841797156

07/06/2024
 Personal Details

Dr. Subash Ghimire

Associate Professor and Founder Head of Department

Department of Geomatics Engineering
Kathmandu University

And

Land and Property valuation consultant, WBG

https://orcid.org/0009-0004-3133-8693?lang=en
https://scholar.google.com.au/citations?user=X2iRIsoAAAAJ&hl=en
3 Background
 Land-related cases account for the second-highest percentage of all
cases registered in courts.
 About 26 % of land-related cases go to formal courts, which usually
take a minimum of one year and often several years to resolve.
 In the past three years (2014-2017), approximately 385,978 land
cases clogged formal courts, land revenue, and reform offices.
 In 2016 alone, there were more than 200,000 land cases that were
registered in courts at various levels, land registration and land
reform offices.
 As per the 33rd annual report of the Commission for the Investigation
of Abuse of Authority (CIAA) 2022-2023, 6.09% of cases related to
the Land Administration were registered in CIAA.
 The real estate contribution to the national GDP is 8.76% (The
country’s 2022 GDP was $40.82 billion).
 Stage 1
Stage 2
Land and Property Conflict

Stage 3
Stage 9
Stage 4

Stage 5 Stage 6

Stage 7 Stage 8
5 Presentation content
 Policy Aspect

 Technological Aspect

 Academic Aspect

 Experience sharing with WB

 Way Forward
 Policy Aspect
6
 National Land policy
7
७.४ वैज्ञानिक भूमिकर र घरजग्गा मूल्यांकन प्रणाली स्थापना गर्ने तथा भूमि बजारलाई व्यवस्थित तुल्याउने
उद्देश्य प्राप्तिका लागि देहायको नीति, रणनीति तथा कार्यनीति अवलम्बन गरिनेछः

नीति ७.४.१ घरजग्गाको वैज्ञानिक मूल्याङ्कन प्रणाली स्थापना गरी मूल्याङ्कनमा एकरुपता कायम गरिनेछ।

रणनीति तथा कार्यनीति

•निश्चित सूचक तथा मापदण्ड बनाई कित्तामा आधारित आधुनिक घरजग्गा मूल्याकन प्रणालीको विकास
गरिनेछ ।

•संस्थागत र कानूनी व्यवस्था गरी घरजग्गा मूल्याङ्कनमा एकरुपता हुने गरी आधार मूल्य कायम गरिनेछ ।

•राज्यका सवै तहवाट हुने जग्गा रजिष्ट्रेशन विकास निर्माण लगायत कार्यहरुमा जग्गा अधिग्रहण गर्दा क्षतिपूर्ति
दिन वा भूमि वजारले जग्गाधनीहरुवाट जग्गा खरीद/प्राप्त गर्दा आधार मूल्यभन्दा घटी दिन नपाउने कानूनी
व्यवस्था गरिनेछ ।

•घर जग्गाको आधार मूल्य आवश्यकता अनुसार परिवर्तन गर्न सकिनेछ ।

घर जग्गाको आधार मूल्य निश्चित शूल्क तिरी अनलाईन मार्फ त प्राप्त गर्न सकिने व्यवस्था मिलाईनेछ ।
8
9 Technological Aspect

 Technology

 NeLIS/LRIMS Harmonization and Integration

 Geographic Information System (GIS)-based land valuation

New Technology In Cadastral Surveying

 Printed map instead of Ammonia print (blueprint) -

Use of digital technology

 Digitization of cadastral maps

 Development of Land Information system

 Cadastral resurvey using digital technology

11 Mobile apps
 Distance and area measurement
 Maps.Me
 NaaPI
 Google Earth
 AreaCalc
 GPS
 Land Calculator (Naapi)
 Bhumi Sushashan
 https://merokitta.dos.gov.np/
12

•नक्सा प्रिन्ट
•प्लटरजिस्टर प्रिन्ट
•फिल्डबुक प्रिन्ट
•फिल्डरेखाङ्कन निवेदन
 Lalitpur district: Dukuchhap, Chhampi,Chapagaun,Bungmati

13
14
15
16 Academic Aspect
 BE in Geomatics Engineering
 MSC/ME in Geoinformatics
 PhD
 BBA/MBA
 Chartered Financial Analyst (CFA) Institute/ CFA Program:
Derivatives, Alternative Investment
https://www.schooloffinance.com.np/
17
S. Country No. of Univ.
No.
1 Australia 4 15 Netherlands 5
2 Austria 3 16 Norway 1
17 Peru 1
3 Belgium 1
18 Portugal 1
4 Brazil 1 20 Singapore 1
5 China 1 21 South Korea 1
6 Finland 1 22 Spain 1
7 France 6 23 Sweden 1
8 Germany 8 24 Switzerland 1
9 Guatemala 1 25 Thailand 1
10 Hong Kong 1 26 Taiwan 1
11 Ireland 1
12 Italy 5
27 United 18
Kingdom
13 Japan 2
14 Lithuania 1
28 USA 20?
18

Research Topic: Unveiling Real Estate Tapestry: Assessing

Economic Impact, unraveling Informal markets and
crafting a sustainable future

PhD Candidate: Mr. Madhusudhan Adhikary (Research Fellowship)

Former Secretary, Ministry of Urban development
Former Secretary, Ministry of Physical Infrastructure and Transport
Former Acting Secretary at National Reconstruction Authority
Former Director General at GoN, Survey Department
 Workshop at KU
Workshop at KU

Speaker on workshop
Workshop at KU
 20

Training to Garima Bikas Bank Staff, Kathmandu

 Experience Sharing
21

Project in Collaboration with MOLMCPA and WB

I. Land and Property valuation : Nepal Case study

II. Land and Property valuation : Subnational case study
Major Aspects
 Real estate market

 Land Administration and land Valuation

 Land valuation infrastructure

 Land Taxation and valuation

 Valuation and Taxation strategies
22
 Implement an online reporting system building on the foundation of LRIMS and
NeLIS systems and databases for real estate transactions.

 Develop and implement a Geographical Information System (GIS) land

valuation

 Initiate the development of a comprehensive Property Valuation Act through an

inclusive and participatory consultation approach.

 Define a common valuation standard in the Property Valuation Act based on

internationally recognized valuation standards such as International Valuation
Standards (IVS).

 Conduct a thorough review of education and capacity-building programs for the

land and property valuation sector.

 Conduct an in-depth study and comparative analysis on the merits of transitioning

to a market-oriented approach to determine recurrent property and rental taxes in
consultation with relevant government agencies, valuation practitioners, and key
stakeholders.
 World Bank Group Interaction
23 with DoLMA
 World Bank Group Interaction with Nepal Financial Institution
(NFIA)
24

https://bizpati.com/finance/78753
https://safalawaj.com/2024/03/27/155354/
25 Way Forward
 NeLIS/LRIMS Harmonization and Integration

 Implementing GIS based land valuation

 Valuation oriented toward market value

 Capacity Building

 Formulation of Land Valuation Act: standard, Authority etc

 Pathao (Bato apps): Identification of parcel

Documentation: https://docs.baato.io/#/
Web map for testing: https://maps.baato.io/
Web portal being developed for a real estate company: https://domusnepal.com/
Thank you!