B A N K

BRITISH EAST INDIA COMPANY

BANK OF BENGAL
(1809)
IMPERIAL
BANK BANK
OF BOMBAY
(1840)
SBI
BANK OF MADRAS
HISTORY (1955)
(1843)
 RBI
COMMERCIAL COOPERATIVE DEVELOPMENT
BANKS BANKS BANKS

Public S T R U C T U R E
Short Term
Credit
EXIM

Private Long Term

Credit Industrial

Agricultural
P R I VAT E
SECTOR
BANKS
 OWNED BY

INDIVIDUAL GENERAL
PARTNER with a
LIMITED PARTNER

MAJORITY OF THE SHARES

HELD 1969,
BY PRIVATE
SHAREHOLDERS
INDIAN GOVT.
NATIONALIZED ALL BANKS
PUBLIC
SECTOR
BANKS
P U B L I C v s P R I VAT E
SECTOR
BANKS
 PUBLIC PRIVATE

INTEREST RATE
SHAREHOLDERS
CUSTOMER BASE
>50% STAKE FEES & SERVICESMAJORITY OF THE STAKE
IN BY THEOFGOVT.
CASE LOANS OWNEDIN TO PVT.OF
CASE SHAREHOLDRES
LOANS
LOWER TARGETHIGHER
COMPANY
TARGET GOVT. EMPLOYEESDEPOSIT
CHARGES MORE
CHARGESINTEREST
LESS RATES ARE ALMOST EMPLOYEES
BETTER
SAME SERVICE
PUBLIC
SECTOR
BANKS
(Functions)
Offering High Degree
Create Healthy
of Professional
Competition
Management

Encourage Foreign
Investment

Help access to Helps develop

Foreign Capital Innovation and
Markets achieve Expertise
P R I VAT E
SECTOR
BANKS
(Functions)
 Functions

Primary Secondary

Accepting Agency
Deposits Functions

Granting Utility
Advances Functions
P R I VAT E & P U B L I C
SECTOR
BANKS
(PRO’s & CON’s)
 Pro’s PRIVATE BANKS
• Competition Work Environment
• Performance Based Incentives
• Instant Work Recognition
• Hands-on Learning Experience
• Technology – Oriented Outlook
• Fast Paced Career Growth
• Additional Benefits
 Con’s PRIVATE BANKS
• Longer working hours.
• Lesser Job Security
• Average Performance Might Suffer
 Pro’s PUBLIC BANKS
• Less competitive Work Atmosphere
• Regular Training Programs
• Greater Job Security
• Better Working Hours
• Attractive Additional Benefits
 Con’s PUBLIC BANKS
• Less Rewarding for competitive Individuals
• Slow Career Progress
• Lesser Motivation to perform better
• Work-Life Balance
Conclusion
 Presented By;

Nilesh Sutar - A 52

Vaibhav Ubale - A 55

Mukesh Vasu - A 56

Ritu Vishwakarma - A 57

Tejasvini Vaingankar – A 59

Abhishek Yadav – A 60

Chandrakala Yadav – A 61

Chandresh Yadav – A 62

&

Yashodhan Waghole – A 58