Emerging Technologies in Mutual Fund

Management: A Case Study of SBI Mutual

Fund

Name-Roshan Kumar
Section-B
Programme- MBA
Roll No. - 2300380700175
Batch- (2023-25)
 Introduction To Industry
Mutual Fund -
A mutual fund is a professionally managed form of collective investment that pools money from many investors and invests it in
stocks, bonds, short-term money market instruments, and/or other securities.
Fund Manager Role-
The fund manager, also known as the portfolio manager, trades the fund's underlying securities, realizes capital gains or losses, and
collects the dividend or interest income
NAV Calculation-
The value of a share of the mutual fund, known as the net asset value per share (NAV), is calculated daily based on the total value of
the fund divided by the number of shares currently issued and outstanding.
Suitability for Common InvestorsA Mutual Fund is suitable for the common man as it offers an opportunity to invest in a
diversified, professionally managed basket of securities at a relatively low cost
 Introduction To Organization

1..SBI Mutual Fund Overview

SBI Mutual Fund (SBI MF) is one of the largest mutual funds in India with over 20 years of expertise in fund management, consistently
delivering value to its investors. It has a large investor base of over 4.6 million.
2.Joint Venture and Growth
SBI Mutual Fund is a joint venture between the State Bank of India and Société General Asset Management, managing over Rs. 31,794
crores of assets with a diverse profile of investors.
3.Innovative Products
SBI Mutual Fund has launched 38 schemes, successfully redeemed 15 of them, and was the first bank-sponsored fund to launch an
offshore fund – Resurgent India Opportunities Fund.
4.Distribution Network
The fund has a wide distribution network with over 130 points of acceptance, 28 investor service centers, 46 investor service desks, and 56
district organizers.
 Application of Emerging Technologies in Mutual Fund
Industry
1.AI and ML 2 .Big Da ta An a ly tic s
AI and ML are used to analyze
Big Data allows fund
vast amounts of data to predict
managers to process and
market trends and inform
analyze large volumes of
investment strategies, identify
data from various sources,
patterns, and assist in
providing insights into
constructing and optimizing
market behavior, investor
investment portfolios.
preferences, and potential
investment opportunities.
3.Blockchain 4. Mobile and Online Platforms
Technology
Blockchain provides
The proliferation of
transparency, security, and
mobile and online
efficiency in transactions,
platforms enhances
maintaining immutable
accessi bi lity, making it
records of transactions, and
easier for investors to
using smart contracts to
access information, track
automate processes like
investments, and execute
settlements and compliance.
transactions in real-time.
 Upcoming Technological Advancements in the Mutual
Fund Industry
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1.Digital Platforms
Digital platforms improve accessibility
and user experience through 24/7 access,
user-friendly interfaces, and personalized
services. They also automate processes,
reducing manual interventions and
operational costs.
2. Data Analytics
Data analytics aids in enhanced decision-
making, risk management, and customer
engagement by leveraging predictive
analytics and behavioral insights to
optimize investment strategies and tailor
services to customer needs.
3.Robo-Advisors
4.Cybersecurity
Robo-advisors offer cost-efficient,
With increasing digitization, robust
personalized investment solutions by
cybersecurity measures are critical to
using algorithms for automated
protect sensitive investor data and
portfolio management, providing
continuous monitoring and prevent cyber-attacks, including
rebalancing of portfolios based on
advanced threat detection systems and
investor goals
incident response planning.
 Conclusion

The financial analysis of SBI Mutual Fund highlights its strong

performance, solid market position, and strategic initiatives. By embracing
new technologies, SBI Mutual Fund has enhanced its efficiency and
customer service. Positioned well in a changing industry landscape, SBI
Mutual Fund aims to lead by adopting cutting-edge solutions and tackling
challenges such as cybersecurity risks, market fluctuations, and regulatory
changes. The continued investment in technological advancements and a
focus on customer satisfaction will be crucial for sustaining growth and
profitability.
THANK YOU!