Welcome to

our presentation
Our Presentation Topic:
GROUP NAME: DYNAMITES
Group Members:
Nafiz Imtiaz Bhuiyan (Group Leader)
ID: 201020101081

Most. Atika Alam

ID: 201020101060

Mst. Oyshee Khatun

ID: 201020101077

Md. Rahad Rahman

ID: 201020101058

Shrabon Sheikh
ID: 201020101012
Introduction
Object of the study
Bank’s Mission
Bank's Vision
Theoretical Framework
Corporate Banking: DBBL Bank is
providing a wide range of financial
services, offering specialist advice
and products to corporate clients to
meet diverse demands of changing
market scenario. They have expertise
to customize products & services to
meet specific requirements of their
clients. Products and services for
commercial and business customers
include:
Working Capital Finance Project
finance Syndications & Structured
finance Trade finance Equity finance
etc.
Cont.

SME Banking:

The growth of Small and Medium enterprises (SME) in terms of

size and number has multiple effects on the national economy,
specifically on emplqrment generation,and poverty alleviation in
Bangladesh. Under SME Bank there have some program...... Life
Line (a complete series of personnel credit facility) Loan agst.
Trust Receipt Transport Loan Real Estate Loan (Res. & Comm.)
Loan Asst. Accepted Bill Industnal Term Loan Agricultural Term
Loan Lease Finance
Cont.
Treasury:

DBBL is well equipped for treasury operation through

subscribing Reuters's terminal and operating in SWIFT network
DBBL treasury quote competitive exchange rate for major
currencies:
Spot Sale/Purchase r. a. Forward Sale/Purchase 3. Money
market Interbank & Corporate 4. SWAPS 5. Forex - Commercial
& Non-Commercial
Financial Statement
Summary report that shows how a firm has used the funds
entrusted to it by its stockholders (shareholders) and lenders,
and what is its current financial position.

The three basic financial statements are the:

1.Balance Sheet
2.Income statement
3.Cash Flow
4.Changes Owner's Equity
 Ratio:

A way of expressing the relationship between one accounting

result and another, which is intended to provide a useful
comparison. Accounting ratios assist in measuring the
efficiency and profitability of a company based on its
financial reports. Accounting ratios form the basis of
fundamental analysis.
Types of ratio

For analysis of the primary financial statement,ratio can

be used to

1.Liquidity ratio
2.Profitability ratio
3.Solvency ratio
Product and Services
• Dutch-Bangla Bank Limited (DBBL) is Bangladesh's most
innovative and technologically advanced bank. DBBL stands to
give the most innovative and affordable banking products to
Bangladesh. These are:

Term-deposit Products
Future-Line Products
Regular-deposit products
Philosophy of DBBL
The objectives of Dutch-Bangla Bank Limited remains to offer modern
& innovative products & services to its clients in Bangladesh the
partnership with FMO is optimistically scene to offer scopes
opportunities to draw on modern tools & techniques of Banking from
western world which could be blended with the currently prevalent
local customs & practice. The Bank is committed to being a
sophisticated prominent and professional institution, providing a one
window service to its customers. During the first five years Dutch
Bangla Bank’s strategy was focused on continuing in provident of
internal procedures and operating structures.
Core objective of DBBL
Dutch-Bangla Bank believes in its uncompromising commitment
to fulfill its customer needs and satisfaction and to become their
first choice in banking. Taking cue from its pool esteemed
clientele, Dutch-Bangla Bank intends to pave the way for a new
era in banking that uphold and epitomize its vaunted marquees
“Your Trusted Partner”
Focus of DBBL
DBBL’s focus is to provide one counter service to our clients
covering:

 Commercial Banking (Deposit Accounts)

 Consumer Banking (Retail Baking)-
1. Traveler Cheques
2. Foreign & Inland Remittances
 Financial Services
 Corporate Banking
 Asset & liability management
 Liquidity & capital Resources Management
 Information technology
 Human Resources
 Objectives of DBBL
• To earn and maintain CAMEL Rating ‘Strong’
• To establish relationship banking and improve service quality
through development of Strategic Marketing Plans.
• To remain one of the best banks in Bangladesh in terms of
profitability and assets quality.
• To introduce fully automated systems through integration of
information technology.
• To ensure an adequate rate of return on investment
• To keep risk position at an acceptable range (including any off
balance sheet risk)
 Opportunities
• If reducing its current fees & charges and positioning
attractively , so DBBL can attract more corporate client

• By offering more attractive interest rates, and lowering the

minimum balances eligible for interest, the bank can attract a
lot of the old customers
 Recommendation
• As most of the respondents have identifies that, to provide a
particular service is consuming more time, which is not expected
on modern Banking system. So we should like to recommend
that DBBL bank Ltd.They should more and more promote to
provide qualitative services for their present and future
customers of their Banks'.
 Conclusion
• Most of the individual customers' attitude is constructive
toward the services of DBBL bank Limited. • On the other hand
most of the customers are completely satisfied on the services of
this Bank. Customers mention that although interest rate of
DBBL bank Limited is not higher than other banks but different
changes and commissions are less then others Banks.
 Weaknesses
• Low deposit rate and minimum balances are too high.
• Non functioning ATM machines, delay for providing
cards.
• Poor coordination & communication between Head
offices and branches
 Thanks to all
Have any question
????