REALITY #1

WHO WE ARE
We are INTERNATIONAL MARKETING GROUP
We are one of the BIGGEST and FASTEST growing financial marketing company
in the Philippines since 1998, located in Chino Roces Ave. Makati, which caters all
financial needs of individuals and families from all walks of life, provide broad
array of financial products & services to all Filipinos in the Philippines, Middle
East, US, Canada, Europe, Taiwan, Singapore, Hong Kong, Macau and worldwide.

MISSION
No family left behind, create wealth for families

CRUSADE
Changing people from spenders to savers. We want to deliver..
THE WORLD’S FINANCIAL WAKE UP CALL!!!
VISION
Creating a new industry wherein every Filipino is able to earn what the wealthy are
earning and by bringing the secrets of the wealthy to all the Filipinos
 A CHALLENGING FUTURE
A LARGE NUMBER OF FILIPINOS WILL FACE INCREASING
CHALLENGES IN 4 MAJOR AREAS

1. AN UNCERTAIN LABOR MARKET

Automation and powerful software continue to replace more and more workers.
Manufacturing jobs are moving overseas to cut costs.
2. LOW SAVINGS AND HIGH have DEBT a major impact on
retirement.
Many people may have to work beyond 65 of age to survive.
3. THE HIGH COST OF
EDUCATION
As well as lack of preparation for college planning will hurt the younger
generation.
4. INCREASING COST OF
LIVING
Many people have difficulty in saving money for their future needs. And
when the need arises (emergency repair, illness, tuition, etc.) their only
option is debt.

Living in one of the wealthiest countries in the

world
 CONTROL YOUR FUTURE
Your future is not in the hands of your employer, or your government.
Its neither in the hands of your bank nor your broker

THE FUTURE IS IN YOUR

HANDS
• MAKE Money
• SAVE Money
• ACCUMULATE
Money
• PROTECT Money
 THE X-CURVE CONCEPT
Big Big
Resp. Savings
❑ FOOD lin
❑ SHELTER e ❑ FOOD ❑ HEALTH
❑ CLOTHING ❑ SHELTER ❑ DEBT FREE
❑ EDUCATION ❑ CLOTHING
❑ HEALTH ❑ EDUCATION
❑ DEBTS/LOANS

Active income Passive income

You work hard for the money. Money works for you.

No
Savings
L IF E No
Resp.
Young a. DIE TOO B. Live too Old
SOON
PROTECT YOUR FAMILY long
PROTECT YOURSELF
(Instant Money/Insurance) (Investments)
Income replacement Living on Interests

10/20/70 = Prosperity Formula

10% Tithes-20% Savings = 70% Expenses
INCREASE CASHFLOW- SAVING THE RIGHT WAY

Poverty formula
1. Pay God and Yourself first Income-Expense = Savings
2. Classify your needs and wants
3. Cut unnecessary Expenses

“MAG-BUDGET KA
INCREASE CASHFLOW BY REDUCING EXPENSES

HEALTHCARE
SHORT TERM & LONG TERM CARE
THE RULE OF 72/ THE RULE OF MONEY

How Money Works

72 Number of years it will

= take
Interest for your money to
rate double
Example :
Bank O gives 1%
interest
20 y/o - 10,000
72
1
= 72 92 - 20,000
y/o

years
% INTEREST – money working for you or
THE RULE OF 72/ THE RULE OF MONEY
 YOU CAN GET RICH SLOWLY. STEADILY
SAVINGS.
Monthly Annual Number of Years
Savings Interest 5 10 13 15 20 30
P1,000 4% 66,520 147,741 204,853 246,911 367,997 696,363
1000 8% 73,967 184,166 274,740 348,345 592,947 1,500,295
1000 10% 78,082 206,552 320,600 417,924 765,697 2,279,325
1000 12% 82,486 232,339 375,931 504,576 999,148 3,529,914
P2,000 4% 133,040 295,481 409,705 493,822 735,994 1,392,726
2000 8% 147,933 368,331 549,480 696,690 1,185,894 3,000,590
2000 10% 156,165 413,104 641,199 835,849 1,531,394 4,558,651
2000 12% 164,973 464,678 751,862 1,009,152 1,998,296 7,059,828
P3,000 4% 199,560 443,222 614,558 740,732 1,103,992 2,089,089
3000 8% 221,900 552,497 824,220 1,045,035 1,778,842 4,500,886
3000 10% 234,247 619,656 961,799 1,253,773 2,297,091 6,837,976
3000 12% 247,459 697,017 1,127,793 1,513,728 2,997,444 10,589,741
P5,000 4% 332,600 738,703 1,024,263 1,234,554 1,839,986 3,481,815
5000 8% 369,834 920,828 1,373,699 1,741,726 2,964,736 7,501,476
5000 10% 390,412 1,032,760 1,602,998 2,089,621 3,828,485 11,396,627
5000 12% 412,432 1,161,695 1,879,656 2,522,880 4,995,740 17,649,569
P7,000 4% 465,640 1,034,184 1,433,969 1,728,376 2,575,980 4,874,540
7000 8% 517,767 1,289,160 1,923,179 2,438,416 4,150,631 10,502,066
7000 10% 546,577 1,445,864 2,244,198 2,925,470 5,359,878 15,955,277
7000 12% 577,405 1,626,374 2,631,518 3,532,032 6,994,035 24,709,396
P10,000 4% 665,200 1,477,406 2,048,527 2,469,108 3,679,972 6,963,629
10000 8% 739,667 1,841,657 2,747,399 3,483,451 5,929,472 15,002,952
 YOU CAN GET RICH SLOWLY. STEADILY
SAVINGS.
Monthly Annual Number of Years
Savings Interest 5 10 13 15 20 30
P1,000 4% 66,520 147,741 204,853 246,911 367,997 696,363
1000 8% 73,967 184,166 274,740 348,345 592,947 1,500,295
1000 10% 78,082 206,552 320,600 417,924 765,697 2,279,325
1000 12% 82,486 232,339 375,931 504,576 999,148 3,529,914
P2,000 4% 133,040 295,481 409,705 493,822 735,994 1,392,726
2000 8% 147,933 368,331 549,480 696,690 1,185,894 3,000,590
2000 10% 156,165 413,104 641,199 835,849 1,531,394 4,558,651
2000 12% 164,973 464,678 751,862 1,009,152 1,998,296 7,059,828
P3,000 4% 199,560 443,222 614,558 740,732 1,103,992 2,089,089
3000 8% 221,900 552,497 824,220 1,045,035 1,778,842 4,500,886
3000 10% 234,247 619,656 961,799 1,253,773 2,297,091 6,837,976
3000 12% 247,459 697,017 1,127,793 1,513,728 2,997,444 10,589,741
P5,000 4% 332,600 738,703 1,024,263 1,234,554 1,839,986 3,481,815
5000 8% 369,834 920,828 1,373,699 1,741,726 2,964,736 7,501,476
5000 10% 390,412 1,032,760 1,602,998 2,089,621 3,828,485 11,396,627
5000 12% 412,432 1,161,695 1,879,656 2,522,880 4,995,740 17,649,569
Investing PHP 33/Day or 1K/month for 30
P7,000
7000
4%
8%
465,640
517,767
1,034,184
1,289,160
1,433,969
1,923,179
1,728,376
2,438,416
2,575,980
4,150,631
4,874,540
10,502,066
7000
7000
10%
12%
years
546,577
577,405
1,445,864
1,626,374
2,244,198
2,631,518
2,925,470
3,532,032
5,359,878
6,994,035
15,955,277
24,709,396
P10,000
10000 = PHP 3.5 Million!
4%
8%
665,200
739,667
1,477,406
1,841,657
2,048,527
2,747,399
2,469,108
3,483,451
3,679,972
5,929,472
6,963,629
15,002,952
STOCKS OR MUTUAL FUNDS

Would you like to be a

Partner of these
companies?

You can be an investor or

shareholders of this
companies by investing in
these Publicly listed
companies in the stock
Market
imguae.support@gmail.co
BENEFITS OF INVESTING IN MUTUAL FUNDS

• It is professionally managed
• It is very liquid
• It is diversified
• It has a low capital requirement
• It is very transparent http://www.pifa.com.ph/
• It has a strong track records
Mutual Funds is
• It is safe and secured OWNERSHIP
NO. OF
• Zero load fees OWNERSHIP
SHARES
LONG-TERM
• Tax-exempt

Would you like to be partners with

THE SOLID FINANCIAL FOUNDATION

INVESTMENTS
CREATE EMERGENCY
FUNDS
ELIMINATE DEBTS

PROTECTION
LIFE INSURANCE

HEALTHCARE
SHORT TERM & LONG TERM CARE

INCREASE
CASHFLOW
Like Building a house, you must build it from
the Ground Up!
If you have the will, WE WILL SHOW YOU
Kaiser Ultimate Health Builder
Kaiser Ultimate Health Builder

Many people ask if what is the most recommended

Healthcare Provider in the Philippines. The Filipino
Investment Guide is actually recommending LONG TERM
HEALTHCARE that does not only stands as healthcare but
rather a COMPLETE RETIREMENT PACKAGE or the one
that supports a COMPLETE FINANCIAL PLAN.

In the Philippines, only one can be recommended in

the market- it’s the KAISER ULTIMATE HEALTHBUILDER.
Its a 3 in 1 plan with components of (1) Healthcare, (2)
Long Term/ Lifetime Investment and (3) Life Insurance.
Kaiser Ultimate Health Builder
3 Phases of Kaiser Long Term Healthcare
1. Accumulation/ Paying Period (1st – 7th year)
✔ Free Annual Physical Examination (after 1 year payment)
✔ Free Dental Benefits
✔ Waiver of Installment due to death
✔ Waiver of Installment due to disability
✔ Basic Medical Benefits
✔ Member’s Choice of Room & Board (P600 per day)
✔ Free Hospitalization with Annual Benefit Limit
(starting at P50,000 per year depending on the Plan)
✔ Lifetime network to Accredited Hospitals
Kaiser Ultimate Health Builder
2. Extended Period (8th – 20th year)
Since Kaiser is also an Investment Product, the funds have an
extended period or what we call growing and waiting period as the
funds are allowed to be invested and grow at an average rate of 10%
yearly.

✔ 10% of K-Plan as Annual Health Fund compounds at 10% per

annum.
✔ Long Term Care Return of your K-Plan
✔ 85% MONEY BACK bonus upon Maturity (if no hospitalization
during the saving period)
✔ Additional bonus return >10% per year
✔ Receives the Visa Card after full contribution from the Accumulation
Period)
*** Your money is strategically invested mostly in
MUTUAL FUNDS.
Kaiser Ultimate Health Builder
3. Long Term Care Period (beyond 20 years)
- Continuous Growth and Compounding
Upon Maturity, the plan holder will receive the following
benefits.

✔ Total accumulation of unused health benefit

✔ Long Term Care benefit of the Plan Coverage
✔ Long Term Care bonus (up to 85% of return on premium
contributed when there are no claims e.g. hospitalization
during the accumulation period rendering the plan almost
cost-free)
✔ Additional Health Benefits when the Market is at the top
performance)
Kaiser Ultimate Health Builder
3. Long Term Care Period (beyond 20 years)

All of the mentioned benefits will be good as cash. The plan holder
has the option to withdraw all the amount or take half or let it
accumulate until retirement years continuing to grow at an average
rate of 10% per year.

Upon age 60 or 65, the person can then decide to convert it as a

pension type- example getting the annual interest only per year or
withdraw it all as lump sum retirement fund.
 A NEW WORLD OF POSSIBILITIES

The era of the informed consumer

And the Do-It-Yourself (DIY) World
From do-it-yourself home improvement, to self-booking travel, shopping on Ebay and
Amazon,
and being a member of Costco or S&R, more and more people are learning how to get
better deals and save more money on products and services.

is a new concept in the financial industry that assists people who

want to BUILD THEIR FINANCIAL
FOUNDATION.
the
ACCESS TO ONE-STOP-SHOP
 TAKE ACTION
• You will always have an excuse not to save or invest.
No matter what your excuse, one thing is sure,
you will get older next year.
• Your child will grow and enter college.
• You will eventually retire and stop making active
income.
• Be prepared to the two Ifs of Life.
• Be with a group who inspires you.
• Be Financially Educated. Act on your financial needs.

• Take the Financial check up today

A COMPLETE GUIDE TO BUILDING A
STRONG FINANCIAL
One on One Financial Check up or break
out in case of many attendees wherein
one on one FC will not be feasible.