Bank of Baroda

mohit jejani

Bank of Baroda: History & Strengths

 Bank of Baroda is a 102 years old State-owned Bank with modern & contemporary personality, offering banking products and services to Large industrial, SME, retail & agricultural customers across the country.
Uninterrupted Record in Profit-making and Dividend Payment Overseas Business Operations extend across 26 countries through 81 Offices Modern & Contemporary Personality Strong Domestic Presence through 3, 106 Branches Provides Financial Services to over 36 million Customers Globally Relatively Strong Presence in Progressive States like Gujarat & Maharashtra Robust Technology Platform with 100% CBS in Indian Branches

Pioneer in many Customer-Centric Initiatives First PSB to receive Corporate Governance Rating (CAGR-2) A well-accepted & recognised Brand in Indian banking industry

Domestic Branch Network

No. of Domestic Branches
3200 3100 2927 3000 2851 2900 2735 2800 2700 2600 2500 Q1FY07 Q1FY08 Q1FY09 Q1FY10 Q1FY11 2703 3106

Banks network of domestic branches as on 30th June, 2010 was 3,106 & no. of ATMs were 1,372 . During Q1, FY10, Bank opened seven new branches and merged one existing branch. Around 36.35% of the Banks branch network is located in rural areas. Seven new branches are opened in Bihar, Jharkhand, Mumbai, Delhi, Lucknow, Bharuch & Kaprain and One branch is merged in Ahmedabad. Bank proposes to open around 383 more branches during rest of FY11.

Regional Break-up of Domestic Branches as on 30th June, 2010 Metro 673 Urban 581 SemiUrban 723 Rural 1,129

Products
Wholesale Banking SME Banking Retail Banking Rural/Agri Banking Wealth Management Demat Product Enquiry Deposit Products Loan Products ATM / Debit Cards Internet Banking NRI Remittances Baroda Health Interest Rates

Price
Interest Rates on Deposits (Domestic & NRI)
Interest Rate on Term Deposits & NRO Deposits (W.E.F 15.10.2010) Deposit [Per Annum] less than 1 crore Maturity Range

7 days to 14 days

2.50%

15 days to 45 days

3.00%

46 days to 90 days

4.00%

1 year and upto 443 days

7.25%

Baroda Utsav Deposit Scheme (444 Days)

7.50%

445 days and upto 10 years

7.25%

PROMOTION
ADVERTISEMENTS PRINT ADS DIRECT SELLING ONLINE

STP of BoB
GEOGRAPHIC URBAN BANKING RURAL BANKING NRI BANKING

Demographic Targeting. India's International Bank.

Robust Technology Platform

As on 30 June 2010, all domestic branches, that is 3,106 branches & 26 extension were on CBS. Additionally, 43 branches in 12 overseas territories & 28 branches in eight overseas subsidiaries are on CBS covering 94.0% of total overseas business. During Q1, FY11, the CBS was rolled out in the Banks New Zealand territory. Banks Retail & Corporate Customers enjoy several facilities like internet banking, phone banking, rapid funds2india an online money transfer service, retail depository services, e-tax payment, NEFT/RTGS thru e-banking, sms alerts, cash mgmt services, online institutional trading, etc. As on 30 June, 2010, Bank had 1,372 ATMs 863 Onsite ATMs & 509 Offsite ATMs.

An Integrated Global Treasury Solution is implemented in UK, UAE, Bahamas, Baharain, Hong Kong & recently in India.

Payment Messaging Solution has been implemented in 16 overseas territories & all B category branches in India. Bank has implemented multiple accounts being linked to a single Debit Card (verified by Visa; CVV2) & has also implemented 3DSecure feature & Back Office for Merchant Mgmt in the Internet Payment Gateway. Document Mgmt System has been rolled out for Centralised Pension Payment Cell at Baroda. All Back-Office functions have now been effectively centralised in Bank of Baroda.

Concentration (%): Domestic Branch Network

Rest of India, 21.45

Gujarat, 22.47

Maharashtra, 11.30

UP & Uttaranchal, 21.99 Rajasthan, 11.82

South, 10.97

Banks Business Performance: Jun09 to Jun10

Particular (Rs crore) Y-O-Y (%) Change Over March (%)

Jun09

Mar10

Jun10

Global Business Domestic Business Overseas Business Global Deposits Domestic Deposits Overseas Deposits Global CASA Deposits Domestic CASA Overseas CASA

3,40,616 2,60,332 80,284 1,98,609 1,54,435 44,175 58,483 54,197 4,286

4,16,080 3,16,926 99,153 2,41,044 1,85,283 55,762 71,468 66,024 5,444

4,40,262 3,31,878 1,08,384 2,54,668 1,96,166 58,502 74,784 69,114 5,670

29.3% 27.5% 35.0% 28.2% 27.0% 32.4% 27.8% 27.5% 32.3%

5.8% 4.7% 9.3% 5.7% 5.9% 4.9% 4.6% 4.7% 4.2%

Share of Domestic CASA improved from 35.09% in Q1, FY10 to 35.23% in Q1, FY11.

Thank you.
http://www.bankofbaroda.com/